Melody Brue, Patrick Moorhead

How Digital Finance Is Changing The Credit Game In The Covid-19 Era

According to Fidelity National Information Services (FIS), there was a 200% jump in new mobile banking registrations in early April 2020 and an 85% increase in mobile banking traffic. Deloitte has reported online banking activity increased 35% since the pandemic started. These trends have only gone up and to the right as the global health crisis has lingered.  Banking …

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GameStopped: Trading App Fiasco Shows “Free Trades” Does Not Mean Trading Freely

Everyday people have turned to retail trading at an extraordinary rate over the past year, drawn in by more accessible trading apps that promise free trades and a democratization of finance. With record numbers of people stuck at home during the pandemic, millions flocked to trading as a pastime and as a way to earn …

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Affirm IPO Puts A Spotlight On The “Buy Now, Pay Later” Industry

The Covid-19-fueled boost in e-commerce also boosted the “by now, pay later” (BNPL) industry, which synergistically benefitted from making high-value purchases more immediately affordable amidst the increase in online purchases. By spreading payments over time, BNPL provides payment options, without relying on credit, for millions of consumers who have faced economic uncertainty over the past …

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Blockchain Beyond Bitcoin: Transforming FinTech, Healthcare, And More

The origin of blockchain dates back to 1991, when researchers Stuart Haber and W. Scott Stornetta outlined a system to document timestamps that could not be altered. However, it is most widely known as the underpinning of Bitcoin, introduced to the tech world when Bitcoin’s pseudonymous creator, Satoshi Nakamoto, referred to it as “a new …

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Collaboration Is The New Competition In FinTech

Nearly every industry had to pivot, in multiple ways, to adapt to the challenges brought on by 2020.  FinTech has been one of the most impacted, with people working, shopping, and banking from home due to social distancing. Although partially sprung from Covid, the trends in online banking, lending, and digital and contactless payments will …

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7 FinTechs Fueling Financial Inclusion

Traditional banking historically targets the rich. Banks compete for their business and profit off their balances and transactions. The more money one has, the lower the fees, and the higher the returns. FinTech companies are changing how people bank and manage transactions to level the playing field and increase financial inclusion for those without deep …

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